Buy In Italy - Costs: Search & buy Italian property, villas, houses, holiday homes & investment properties in Italy

There are 20 different regions in Italy.

Highlight each region to reveal our Essential Guide to that area.

Piedmont
Cities:	Turin, Asti, Cuneo
Nearby airports:	Turin, Milan, Genoa, Nice (Fr)
Attractions:	Best Italian wines, Alps, truffles, Summer & Winter resorts.
Property:	Moderate prices outwith ski resorts, some vineyards affordable
Climate:	Hot summers, spring rains, Winter skiing

Lombardy
Cities:	Milan, Como, Brescia
Nearby airports:	Milan, Bergamo, Brescia
Attractions:	Lovely Italian Lakes, all-year skiing, mountains, Milan, Po Valley
Property:	High demand, 10% foreign ownership, on a budget look to Brescia
Climate:	Hot summers, cold skiing winters, pleasant microclimate by Lakes

Liguria
Cities:	Genoa, San Remo
Nearby airports:	Bologna, Genoa, Pisa, Nice (Fr)
Attractions:	Italian Riviera, beaches, mountains, sea, Cinque Terre, good rental
Property:	High prices, second homes big business, bargains in the mountains
Climate:	Sea & mountains ensure mild winters & summers

Valle D'Aosta
Cities:	Aosta
Nearby airports:	Milan, Turin, Bergamo (& France/Switzerland)
Attractions:	Matterhorn, Mont Blanc, 100% mountainous, all-year skiing, space
Property:	Inexpensive, ski resorts more expensive, prices rising fast 10% p.a.
Climate:	Depends on altitude. Alpine areas good snow in autumn & winter

Trentino Alto Adige
Cities:	Trento, Bolzano
Nearby airports:	Venice, Verona, Forli, Brescia
Attractions:	Dolomites (stunning), Alps, spectacular mountains, 50% woodland
Property:	Inexpensive, high demand & 10% p.a. rises. Austrian influence
Climate:	Wide variety dependent on altitude. Warm summers

Veneto
Cities:	Venice, Verona, Padua, Vicenza
Nearby airports:	Venice, Brescia, Treviso, Forli
Attractions:	Venice, Adriatic, chic mountain resorts & beautiful ancient cities
Property:	Verona & Vicenza good value, Venice dear but demand insatiable
Climate:	Agreeable - hot summers, colder winters

Friuli-Venezia-Giulia
Cities:	Trieste, Udine
Nearby airports:	Trieste, Venice, Treviso, Ljubljana (Slovenia)
Attractions:	Spectacular Alps, all-year skiing, fertile plains & Adriatic beaches
Property:	Bargains possible, relatively inexpensive, rising 8% pa. Try resorts
Climate:	Mountains have year-round skiing, coast and plains much warmer

Emilia Romagna
Cities:	Bologna, Parma, Ferrara, Forli, Rimini, Ravenna, Imola
Nearby airports:	Bologna, Parma, Forli, Rimini, Florence
Attractions:	Huge Adriatic beaches & culturally-rich medieval cities
Property:	Rises 5% p.a. Expensive in old cities & Adriatic resorts Grand farmhouses inland. Bargains rare but possible
Climate:	Sizzling hot summers, colder winters. Temperate by Adriatic

Tuscany
Cities:	Florence, Pisa, Siena, Lucca, Livorno, Isle of Elba
Nearby airports:	Florence, Pisa, Forli, Bologna, Perugia
Attractions:	Culturally-impressive cities, glorious countryside, simply perfect
Property:	Chiantishire is the preserve of the super-rich. Few bargains
Climate:	Pleasantly hot summers, long tourist season, very agreeable

Umbria
Cities:	Perugia, Orvieto
Nearby airports:	Perugia, Ancona, Florence, Rome
Attractions:	'Green heart of Italy' has 7 nature reserves, rural paradise
Property:	8% p.a. increases, beautiful region, & cheaper than Tuscany
Climate:	Classic Mediterranean climate, warm summers, cool winters

Le Marche
Cities:	Ancona, Pesaro, Urbino
Nearby airports:	Ancona, Rimini, Pescara
Attractions:	Beautiful rolling hillsides, Adriatic coast, charming seaports
Property:	Bargains still to be found, but be quick, Le Marche is booming
Climate:	Warm & dry by the coast. Inland steadily more mountainous

Lazio
Cities:	Rome, Viterbo, Rieti
Nearby airports:	Rome (Fiumicino & Ciampino)
Attractions:	Ancient Rome, glamorous Modern Rome, Vatican, Ostia, Frascati.
Property:	Expensive in Rome, but with every amenity imaginable on your doorstep. Frosinone a good bet for a bargain
Climate:	Ideal

Abruzzo
Cities:	L'Aquila, Pescara, Teramo
Nearby airports:	Pescara, Foggia, Ancona, Rome Ciampino
Attractions:	Adriatic beaches, fertile green hillsides, acres of space, Apennines
Property:	Property is cheaper, old & characterful. This region cries out to be discovered
Climate:	Warm & dry by the sea, cooler inland in the mountains

Molise
Cities:	Campobasso, Isernia
Nearby airports:	Pescara, Foggia, Naples, Rome Ciampino
Attractions:	Adriatic coast, mountain wintersports, isolation, De Niro lives here
Property:	Rustic, characterful, inexpensive but won't stay this cheap forever
Climate:	Warm by coast & in lowlands, cold enough for skiing in mountains

Sardinia
Cities:	Cagliari, Alghero, Sassari, Olbia/Costa Smerelda
Nearby airports:	Alghero, Cagliari, Olbia
Attractions:	Fabulous white beaches, the purest blue sea & magnificent seafood
Property:	Excellent investment, easy to rent out, very expensive near beaches
Climate:	300 days of sunshine per year, lovely beach weather

Campania
Cities:	Naples, Cassino, Salerno, Caserta, Benevento, Avellino
Nearby airports:	Naples, Salerno, Rome Ciampino
Attractions:	Pompeii, Amalfi, Positano, Monte Cassino, Sorrento, Capri, Ischia
Property:	55% price rises in the blue-chip resorts - look inland for bargains
Climate:	Hot sultry summers, much like the locals! Pleasant in winter

Puglia
Cities:	Bari, Brindisi, Foggia, Lecce, Taranto, Gallipoli, Monopoli
Nearby airports:	Bari, Brindisi, Foggia
Attractions:	Deserted beaches, conical Trulli houses, medieval cities, climate
Property:	Reasonable but booming as budget airlines make Puglia accessible
Climate:	Year-round warmth, sunshine, regularly +35 degrees in summer

Basilicata
Cities:	Potenza, Eboli
Nearby airports:	Naples, Foggia, Bari, Brindisi
Attractions:	Unspoilt, glorious isolation, Policoro & Mataponto beaches, Eboli
Property:	Very cheap, bargains abound, whole villages available, tax breaks
Climate:	Warm, but has microclimates - higher rainfall by Tyrrhenian Sea

Calabria
Cities:	Reggio Calabria, Catanzaro, Cosenza, Crotone, Lamezia Terme
Nearby airports:	Reggio Calabria, Crotone, Lamezia Terme, Catania (Sicily)
Attractions:	Exotic, home to the Versace family, wonderful beaches like Tropea
Property:	Cheap & often modern. Near the best beaches can be expensive
Climate:	Very warm in summer, more temperate on coast

Sicily & The Aeolian Islands
Cities:	Catania, Palermo, Messina, Agrigento, Syracusa, Taormina, Lipari
Nearby airports:	Catania, Palermo, Trapani, Reggio Calabria
Attractions:	Ancient temples, Mount Etna, chic resorts, sultry climate, character
Property:	Increasingly popular region, diverse architecture, mid-price range
Climate:	Fabulous - warm & intense in summer, warmest winters in Europe

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5 THINGS TO TELL US…

TYPE OF PROPERTY

Old property? New-build? No Preference?

Apartment - Villa - Trulli - no preference - any other property type.

SIZE of property - tell us your needs e.g. number of bedrooms / bathrooms / other.

PARTICULAR FEATURES

Balcony, views, pool, garden, land, vines, infinity pool, planning permission, restoration…

TYPE OF AREA

Near sea, airport, ski resorts, beach, glorious isolation, rolling countryside, city centre, other?

Name the village / town / city / region(s) you want, if you know them.

MAIN PURPOSE/USE OF THE PROPERTY

Going to live in Italy? To work, retire, want info on schools, hospitals, pensions, amenities?

Holiday home/second home? How will you use it - long weekends, short weekends, rent out?

Investment? Long-term or short-term investment? Rental market important? When will you sell? Level of risk - Blue Chip regions, current boom areas or currently 'undiscovered' areas?

OTHER INFORMATION

How's your Italian? How are your DIY skills? How frequently will you be visiting/using the property? WHO will be using it & what ages are they?

Include ANYTHING ELSE that is important to you.

Arrivederci!

Our transparent guide to costs will help you budget. Our service is geared to helping you avoid
unnecessary costs. Click on the four boxes below to find out more about minimising your costs.

Our Costs Guide

How to Reduce
Your Costs

How We Could
Save You £1000s

No Hidden Costs
- Our Fees

There are stunning holiday homes and overseas investment properties in Portofino, Liguria

There's a variety of fees, taxes, & completion costs when buying Italian property. It is possible to cut your costs, depending on the property, the vendor & you.
Regular Italian Property Completion Costs
		Fees & taxes calculated by Declared Value of the property (not price paid).
		Stamp Duty: Non-Italian resident – normally 7%. BUT if Italian Resident – 3%.
		Real Estate Taxes (e.g. registration tax, land registry tax etc): 3% - 5%.
		Estate Agent’s Charges: 3% (BUT can be split between buyer & vendor).
		Notary: fee fixed by law, non-negotiable, sliding scale relative to house price: Examples: Property €2.5m, fee €4,500. Property €100,000, fee €1,750.
		Miscellaneous: lawyer, financial advisor, surveyor, viewing trip, removals...
We cautiously recommend you set aside at least 15% of your overall budget.
		15% may seem a lot, but our service is geared to cutting unnecessary costs.
		Costs can fall to nearer 9% - similar to UK, cheaper than Spain & France.
		Our service aims to help you budget from day one – our costs are transparent.
When calculating an average cost, beware. There are so many variables in every purchase. But without buyinitaly you may pay £1000s in unnecessary costs.

Buyinitaly will save you money - Here's how...

	By highlighting & cutting out unnecessary costs.
	Our service helps you understand the property purchase system.
	It pays to be prepared - remember lawyers charge by the hour.
	Being informed lets your do the thinking when it isn't costing £100s per hour.
	Badly-organised viewing trips cost many buyers £1000s in wasted journeys.
	Our Preferred Partner law & finance firms charge inexpensive rates.

How to reduce your property purchase costs – suggestions:

Take out Italian residency - can reduce fees, stamp duty & taxes by up to 4%.
Negotiate on House Price - but be aware prices can also be haggled UP too.
Develop a Poker Face - if vendors know you love a property, prices will go up.
Be Aware of Potential Tax Breaks & Subsidies
DON'T rely on Cutting Corners - these really can come back to haunt you.
DON’T bank on UNDERDECLARATION - saves you & vendor money, but is illegal.

We'll send you our BUYER'S CHECKLIST once you've chosen your Dream Home. The Checklist outlines these cost-cutting suggestions in more detail.
Note – this is not an exhaustive list & the above suggestions may not be possible in every transaction. We do not provide legal or financial advice. You are advised to seek expert advice before any purchase.

The decisions you make can have a big impact on your overall purchase costs. We aim to help you make informed choices – saving you hassle & money. Here's how to save £1000s using tips from elsewhere on our Costs page.
Hypothetical example: Mr Stuart is buying a property with asking price £200,000 in Sicily.
		Mr Stuart uses our hints & tips to avoid common mistakes - see the results:
		Agrees to pay £180,000 for property, instead of potential £220,000 bill.
		No wasted viewing trips (£600) & no need for second viewing trip (£600).
		Takes out Italian Residency (saving £8000 in taxes and fees).
		Our hints & tips, and our Preferred Partners cut legal & finance fees (£6285).
		Not cutting corners avoids expensive mistakes (Capital Gains Tax & Prelazione)


Total potential saving: £52,855 (26% of Asking Price).
Email us for a detailed description of how we could save Mr Stuart over £50,000.

Buyinitaly has NO HIDDEN COSTS – here are our fees:

1. Sending my WISH LIST & running a buyinitaly search
		Entirely free: No charge, there's NO obligation to view or buy any properties.
2. Buyinitaly's service is Free of Charge
		Due to the high quality & quantity of business that Buyinitaly provides to estate agencies in Italy we have been able to negotiate - on behalf of you, our clients - so that our fees are now paid to us directly by the estate agencies...and the cost is not passed onto you at any stage! We are delighted with this arrangement and hope that you will be able to take full advantage of it.

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