Buy In Italy - Legal & Financial: Search & buy Italian property, villas, houses, holiday homes & investment properties in Italy

There are 20 different regions in Italy.

Highlight each region to reveal our Essential Guide to that area.

Piedmont
Cities:	Turin, Asti, Cuneo
Nearby airports:	Turin, Milan, Genoa, Nice (Fr)
Attractions:	Best Italian wines, Alps, truffles, Summer & Winter resorts.
Property:	Moderate prices outwith ski resorts, some vineyards affordable
Climate:	Hot summers, spring rains, Winter skiing

Lombardy
Cities:	Milan, Como, Brescia
Nearby airports:	Milan, Bergamo, Brescia
Attractions:	Lovely Italian Lakes, all-year skiing, mountains, Milan, Po Valley
Property:	High demand, 10% foreign ownership, on a budget look to Brescia
Climate:	Hot summers, cold skiing winters, pleasant microclimate by Lakes

Liguria
Cities:	Genoa, San Remo
Nearby airports:	Bologna, Genoa, Pisa, Nice (Fr)
Attractions:	Italian Riviera, beaches, mountains, sea, Cinque Terre, good rental
Property:	High prices, second homes big business, bargains in the mountains
Climate:	Sea & mountains ensure mild winters & summers

Valle D'Aosta
Cities:	Aosta
Nearby airports:	Milan, Turin, Bergamo (& France/Switzerland)
Attractions:	Matterhorn, Mont Blanc, 100% mountainous, all-year skiing, space
Property:	Inexpensive, ski resorts more expensive, prices rising fast 10% p.a.
Climate:	Depends on altitude. Alpine areas good snow in autumn & winter

Trentino Alto Adige
Cities:	Trento, Bolzano
Nearby airports:	Venice, Verona, Forli, Brescia
Attractions:	Dolomites (stunning), Alps, spectacular mountains, 50% woodland
Property:	Inexpensive, high demand & 10% p.a. rises. Austrian influence
Climate:	Wide variety dependent on altitude. Warm summers

Veneto
Cities:	Venice, Verona, Padua, Vicenza
Nearby airports:	Venice, Brescia, Treviso, Forli
Attractions:	Venice, Adriatic, chic mountain resorts & beautiful ancient cities
Property:	Verona & Vicenza good value, Venice dear but demand insatiable
Climate:	Agreeable - hot summers, colder winters

Friuli-Venezia-Giulia
Cities:	Trieste, Udine
Nearby airports:	Trieste, Venice, Treviso, Ljubljana (Slovenia)
Attractions:	Spectacular Alps, all-year skiing, fertile plains & Adriatic beaches
Property:	Bargains possible, relatively inexpensive, rising 8% pa. Try resorts
Climate:	Mountains have year-round skiing, coast and plains much warmer

Emilia Romagna
Cities:	Bologna, Parma, Ferrara, Forli, Rimini, Ravenna, Imola
Nearby airports:	Bologna, Parma, Forli, Rimini, Florence
Attractions:	Huge Adriatic beaches & culturally-rich medieval cities
Property:	Rises 5% p.a. Expensive in old cities & Adriatic resorts Grand farmhouses inland. Bargains rare but possible
Climate:	Sizzling hot summers, colder winters. Temperate by Adriatic

Tuscany
Cities:	Florence, Pisa, Siena, Lucca, Livorno, Isle of Elba
Nearby airports:	Florence, Pisa, Forli, Bologna, Perugia
Attractions:	Culturally-impressive cities, glorious countryside, simply perfect
Property:	Chiantishire is the preserve of the super-rich. Few bargains
Climate:	Pleasantly hot summers, long tourist season, very agreeable

Umbria
Cities:	Perugia, Orvieto
Nearby airports:	Perugia, Ancona, Florence, Rome
Attractions:	'Green heart of Italy' has 7 nature reserves, rural paradise
Property:	8% p.a. increases, beautiful region, & cheaper than Tuscany
Climate:	Classic Mediterranean climate, warm summers, cool winters

Le Marche
Cities:	Ancona, Pesaro, Urbino
Nearby airports:	Ancona, Rimini, Pescara
Attractions:	Beautiful rolling hillsides, Adriatic coast, charming seaports
Property:	Bargains still to be found, but be quick, Le Marche is booming
Climate:	Warm & dry by the coast. Inland steadily more mountainous

Lazio
Cities:	Rome, Viterbo, Rieti
Nearby airports:	Rome (Fiumicino & Ciampino)
Attractions:	Ancient Rome, glamorous Modern Rome, Vatican, Ostia, Frascati.
Property:	Expensive in Rome, but with every amenity imaginable on your doorstep. Frosinone a good bet for a bargain
Climate:	Ideal

Abruzzo
Cities:	L'Aquila, Pescara, Teramo
Nearby airports:	Pescara, Foggia, Ancona, Rome Ciampino
Attractions:	Adriatic beaches, fertile green hillsides, acres of space, Apennines
Property:	Property is cheaper, old & characterful. This region cries out to be discovered
Climate:	Warm & dry by the sea, cooler inland in the mountains

Molise
Cities:	Campobasso, Isernia
Nearby airports:	Pescara, Foggia, Naples, Rome Ciampino
Attractions:	Adriatic coast, mountain wintersports, isolation, De Niro lives here
Property:	Rustic, characterful, inexpensive but won't stay this cheap forever
Climate:	Warm by coast & in lowlands, cold enough for skiing in mountains

Sardinia
Cities:	Cagliari, Alghero, Sassari, Olbia/Costa Smerelda
Nearby airports:	Alghero, Cagliari, Olbia
Attractions:	Fabulous white beaches, the purest blue sea & magnificent seafood
Property:	Excellent investment, easy to rent out, very expensive near beaches
Climate:	300 days of sunshine per year, lovely beach weather

Campania
Cities:	Naples, Cassino, Salerno, Caserta, Benevento, Avellino
Nearby airports:	Naples, Salerno, Rome Ciampino
Attractions:	Pompeii, Amalfi, Positano, Monte Cassino, Sorrento, Capri, Ischia
Property:	55% price rises in the blue-chip resorts - look inland for bargains
Climate:	Hot sultry summers, much like the locals! Pleasant in winter

Puglia
Cities:	Bari, Brindisi, Foggia, Lecce, Taranto, Gallipoli, Monopoli
Nearby airports:	Bari, Brindisi, Foggia
Attractions:	Deserted beaches, conical Trulli houses, medieval cities, climate
Property:	Reasonable but booming as budget airlines make Puglia accessible
Climate:	Year-round warmth, sunshine, regularly +35 degrees in summer

Basilicata
Cities:	Potenza, Eboli
Nearby airports:	Naples, Foggia, Bari, Brindisi
Attractions:	Unspoilt, glorious isolation, Policoro & Mataponto beaches, Eboli
Property:	Very cheap, bargains abound, whole villages available, tax breaks
Climate:	Warm, but has microclimates - higher rainfall by Tyrrhenian Sea

Calabria
Cities:	Reggio Calabria, Catanzaro, Cosenza, Crotone, Lamezia Terme
Nearby airports:	Reggio Calabria, Crotone, Lamezia Terme, Catania (Sicily)
Attractions:	Exotic, home to the Versace family, wonderful beaches like Tropea
Property:	Cheap & often modern. Near the best beaches can be expensive
Climate:	Very warm in summer, more temperate on coast

Sicily & The Aeolian Islands
Cities:	Catania, Palermo, Messina, Agrigento, Syracusa, Taormina, Lipari
Nearby airports:	Catania, Palermo, Trapani, Reggio Calabria
Attractions:	Ancient temples, Mount Etna, chic resorts, sultry climate, character
Property:	Increasingly popular region, diverse architecture, mid-price range
Climate:	Fabulous - warm & intense in summer, warmest winters in Europe

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Help, advice & ideas for filling in the KEY INFORMATION section of your WISH LIST:

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For best results WRITE AS MUCH AS YOU CAN.

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5 THINGS TO TELL US…

TYPE OF PROPERTY

Old property? New-build? No Preference?

Apartment - Villa - Trulli - no preference - any other property type.

SIZE of property - tell us your needs e.g. number of bedrooms / bathrooms / other.

PARTICULAR FEATURES

Balcony, views, pool, garden, land, vines, infinity pool, planning permission, restoration…

TYPE OF AREA

Near sea, airport, ski resorts, beach, glorious isolation, rolling countryside, city centre, other?

Name the village / town / city / region(s) you want, if you know them.

MAIN PURPOSE/USE OF THE PROPERTY

Going to live in Italy? To work, retire, want info on schools, hospitals, pensions, amenities?

Holiday home/second home? How will you use it - long weekends, short weekends, rent out?

Investment? Long-term or short-term investment? Rental market important? When will you sell? Level of risk - Blue Chip regions, current boom areas or currently 'undiscovered' areas?

OTHER INFORMATION

How's your Italian? How are your DIY skills? How frequently will you be visiting/using the property? WHO will be using it & what ages are they?

Include ANYTHING ELSE that is important to you.

Arrivederci!

This page gives you a taste of what you can expect over the next few months after we’ve helped
you choose your dream Italian property. Click on each of the four boxes below to find out more.

Italian Property Purchase System

Can I Trust
Italian Law?

Financial Considerations

Our Preferred Partners

Italian Property System – How it Works

Choose your property, contact a lawyer & financial advisor (Buyinitaly can assist).

Instruct a Geometra to survey property & a lawyer to make all relevant checks.

Agree Compromesso (preliminary contract) with Vendor

Check with lawyer before signing.

Pay Caparra (deposit) to Vendor, non-refundable, normally 10% (can be 30%).

If the vendor fails to complete you get double your deposit back
- if you fail to complete, though, you will lose your deposit.

Agree date to sign Rogito (Final Contract):

Date set well in advance - all parties to attend, all monies exchanged here.
You can arrange Power of Attorney if unable to attend in person.
Arrange for transfer of money to Italy (well in advance of Rogito date).

We can also arrange your Codice Fiscale (Italian tax identification number).

Sign Rogito at Notaio’s office & make all payments.

Notaio registers property in your name at the Catasto (state land registry).

Then & only then is the property officially YOUR DREAM ITALIAN HOME!

Yes. Here are some reasons why:

YOU ARE FULLY PROTECTED BY THE LAW WHEN YOU BUY IN ITALY

Property Law in Italy is regulated & found in the CIVIL CODE.
All transactions have to be legal, written & registered.
Foreigners are treated the same as Italians when buying property (the Civil Code insists).

THERE ARE SAFEGUARDS IN THE LEGAL SYSTEM

Notaio & Deposit:

The Notaio is a qualified legal professional, employed by the state, who is strictly neutral.
When you agree the initial contract of sale (Compromesso) you pay a deposit (c. 10%).
If you fail to complete, you forfeit the deposit. If the vendor fails to complete you will receive double your deposit back.

Contracts:

Everything in a property sale in Italy can be agreed by CONTRACT – written & registered.
Always seek your lawyer’s advice before signing any contract. It pays in the long run.

A FAIR BUT DIFFERENT SYSTEM FROM YOUR LOCAL PROPERTY SYSTEM

Still technicalities, snags & complexities to know & avoid –just different ones to get used to.
Buyinitaly & your lawyer are in a position to help you plan for them, & to avoid them.

Once you've chosen your Italian property, there are financial issues to consider.

We strongly recommend you receive expert financial advice on the following:

UK Tax implications (of buying a property in Italy).
Italian Taxation implications (e.g. save money by applying for residency).
Inheritance implications (in whose name should you register the property).
Investment implications (i.e. access Italian/EU tax breaks & incentives).
Italian or UK mortgage (Pros & Cons of each, Currency exchange issues).
Earning money in Italy or drawing your pension in Italy.
How much local Italian taxes and regular property bills are likely to be.

We’ll send you a Buyer’s Checklist, & we have fully-qualified Preferred Partner financial advisors who can provide you with the expert advice you need, to avoid unnecessary expenses.

Visit our Costs page for our transparent guide to costs and how to cut them.

Buyinitaly's Preferred Partners.

When you choose your Italian property we can refer you immediately to our Preferred Partner financial advisor & law firms – all are fully qualified, multi-lingual, UK-based & highly competent without being extortionate.

We have done our homework so you don’t have to – making sure all our Preferred Partner agencies are fully-qualified but charge reasonable rates, and provide excellent customer service. This saves you hassle & unnecessary expense.

Should you experience unsatisfactory service from one of our Preferred Partners – or if you are unsatisfied by any of buyinitaly’s service – we want to hear about it, so we can ensure our customers get the highest quality of service.

Important Disclaimer

This is a service we offer to our customers, and you are under no obligation to use any of our Preferred Partner firms.

If we find your property for you, you can still use any law firm or any financial adviser of your choice.

We will advise you of how much our Preferred Partners regularly charge, assuring you that they are not the most expensive firms. Legal & financial advice from our Preferred Partner firms is an additional expense. It’s not included in buyinitaly’s 1.5% fee.

It’s important to let you know that, while we reckon the information on this website will be really useful to you, we provide a brief outline of a complex system but do not purport to give legal or financial advice. To receive proper legal or financial advice you are advised to consult a qualified specialist. We can suggest our Preferred Partners.

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